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Success Stories

Smythe Insolvency Testimonial

A Costly Mistake That Lead to ICBC Debt – Jeff’s Story

It was a typical morning for Jeff. He woke up, went to the gym, made his children breakfast and hurried out the door to get everyone to school and work on time. After school, Jeff carried on to his place of work. This is when Jeff’s day went from “typical” to a nightmare. When waiting […]

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Smythe Insolvency Testimonial

Crippling Student Loan Debt – Luke’s Story

Luke’s dream was always to go away to Business School at Wilfrid Laurier University after graduation and from there go on to complete his MBA. His dream also meant leaving the comforts of home and moving across the country from Alberta to Ontario. After his senior year, Luke was accepted to a university close to […]

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Smythe Insolvency Testimonial

The Cost of Being an Entrepreneur – Julie’s Story

Julie had everything she had always dreamed of – a great family, nice home and a business where she was able to be artistic, creative and fulfill her passion. However, this also came with the price of sleepless nights and worrying about the debt her and her family had accumulated. She was living her dream, […]

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Smythe Insolvency Testimonial

Putting an End to Creditor Calls – Jeanette’s Story

When we first met with Jeanette, 35, she was working at her dream job as a teacher and loving every minute of it – she was developing a career where she could make a difference in her student’s lives, while also providing a steady income for her family. Although Jeanette was now working in her […]

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Smythe Insolvency Testimonial

Insolvency After Retirement – Stuart’s Story

Stuart, a 67-year old, retired real estate agent came to Smythe Insolvency seeking help because, like so many other Canadians, he was heading into his “golden years” carrying an unmanageable amount of debt. Stuart worked hard his entire life, raised his family, paid into RRSPs and owned his home – he never imagined it would […]

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Smythe Insolvency Testimonial

Overcoming Substance Abuse and Debt – Derrick’s Story

Derrick is a 32-year old, father of two who has struggled with substance abuse since the age of 13. After making the decision to get help, Derrick is now two years sober but unfortunately, his drug addiction resulted in substantial periods of unemployment, unpaid child support payments, crippling credit card debt and more than 15 […]

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Smythe Insolvency Testimonial

Supporting Aging Parents With Debt – Grace and Eric’s Story

When Eric was visiting his 78-year old mother Grace, he came across a stack of bills that had piled up on her kitchen table, He started to worry that his mom may be dealing with some financial stress that he wasn’t aware of. While the conversation was a difficult one to start, after a few […]

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Smythe Insolvency Testimonial

The Financial Toll of Maternity Leave – Jacob and Naomi’s Story

When Jacob and Naomi got married, they knew kids were in their future. They were both in their late 20s, had stable, well-paying jobs and were eager to expand their family. Unfortunately, like many first-time, expecting parents, they forgot to pay attention to the most important aspect of planning for a baby’s arrival: their finances. […]

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Smythe Insolvency Testimonial

Unexpected CRA Debt – Marnie’s Story

When Marnie first reached out to Smythe Insolvency for help, she was in her late 40s, and recently went through a separation which left her fragile and timid due to her circumstances. Not only was Marnie dealing with the financial burdens that came along with the ending of a marriage, she was also trying to […]

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Smythe Insolvency Testimonial

Trapped in a Payday Loan Cycle – Dave and Jessica’s Story

Dave and Jessica are both in their early 40s, married with steady jobs, a home and three children – a typical, young family working to make ends meet. Unfortunately, a month came where they were unable to completely cover their family’s expenses. Due to some financial hardships in the past, Dave and Jessica felt their […]

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Smythe Insolvency Testimonial

Dealing with a Difficult Divorce – Susan’s Story

Susan, a 38 year old mother of three, came to Smythe for advice after the unfortunate breakdown of her marriage. Susan now found herself a single mom, self-employed with irregular income, trying to deal with the financial and emotional stress of a difficult divorce. The couple had joint assets including a family home, and individual […]

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Smythe Insolvency Testimonial

Tapping into the Equity in his Home – Warren’s Story

Meet Warren. He’s a successful, semi-retired sales representative, with a cash flow issue. The product that Warren sells carries a long purchase cycle, so his commission cheques were scarce early on. He wanted to see his venture through, was confident in the product he was selling and knew he would see the results of his […]

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Smythe Insolvency Testimonial

Settling his ICBC Debt – Steve’s Story

Steve is 23 years old, single and has no children. He is employed full-time and his monthly earnings average $3,600 per month. When Steve was 17 years old he was involved in a motor vehicle accident where he was found to be fifty percent responsible. Unfortunately, Steve was an unlicensed driver at the time of […]

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Smythe Insolvency Testimonial

Building their Businesses – Mark and Melissa’s Story

Mark and Melissa have three children and are both self-employed. Over the years, the couple has worked very hard to build both of their businesses, which are now generating a consistent income of approximately $5,400 per month. The couple owns their home, but unfortunately it has not accumulated much equity. If they were to sell […]

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Smythe Insolvency Testimonial

Life as a Single Parent – Jesse’s Story

Jesse recently divorced his wife and is now sharing custody of his two children. He is employed in the construction industry and earns an average salary of $3,000 a month. In addition to his monthly income, he also owns a truck valued at approximately $7,000. Over the past few years, Jesse has used his various […]

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