If you’re struggling with financial difficulties, it can feel frustrating and overwhelming. You don’t have to face your creditors alone.
Since 1980, the Licensed Insolvency Trustees at Smythe Insolvency have helped individuals, families, and small businesses negotiate with their creditors to get a fresh financial start.
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Conveniently located and easy to access in the heart of the city, our Kamloops BC office is just around the corner from the Kamloops Museum and Archives in the Riverview Execu-Suites at #600 – 235 – 1st Avenue. Our Smythe Insolvency office in Kamloops is open by appointment only. Please contact our local Licensed Insolvency Trustees via phone or email to set up a free, no-obligation initial consultation to determine your best options for managing or eliminating debt. We’re here to help you get the fresh financial start you deserve!Contact us
A Consumer Proposal is the number one alternative to personal bankruptcy in British Columbia. It allows you to get things back on track with your finances while avoiding going bankrupt. A Consumer Proposal is a formal offer that your Licensed Trustee negotiates with your creditors to settle your unsecured debt. The amount you pay back is a fraction of the total amount you’re owing. Most Consumer Proposals are paid back over a 5 year period. At that point, you’re free from your dent and all unsecured debt is forgiven. The main reason why people choose to file a Consumer Proposal over Bankruptcy is that you get to keep all assets in a Consumer Proposal, and it has less of an impact on your credit score. Talk to us today to see if this option is right for you.
A Licensed Insolvency Trustee (also referred to as a Bankruptcy Trustee) is the only debt professional that has the legal authority to consolidate your debt by filing a Consumer Proposal. This allows you to avoid filing personal bankruptcy and make a deal with your creditors to repay a manageable fraction of your balance to eliminate your debt in full.
Smythe Insolvency’s friendly debt relief specialists are here to offer advice and support to Kamloops residents settle their debts with Consumer Proposals as well as other debt relief options.
Filing for bankruptcy can feel overwhelming and stressful, mainly because the average person doesn’t have a lot of information about the subject. To qualify to file for bankruptcy in BC, you need to owe $1,000 or more, and you need to be “insolvent”, which means that you’re not able to pay your debts on time. A Licensed Insolvency Trustee in Kamloops can help you determine whether or not you’re insolvent and will discuss all of the options available to you. They will help you decide what makes the most sense for you and your unique financial situation. Filing for bankruptcy in BC will eliminate nearly all types of debt, including (but not limited to) credit card debt, personal lines of credit, payday loans, and ICBC debt.
Our local debt help team in Kamloops, BC, is made up of Licensed Insolvency Trustees, Debt Advisors and Qualified Counsellors. We have decades of experience in debt management, and we will provide you with all the debt relief options available for your unique situation in a straightforward and empathetic style.
If you need help managing personal or business debts – Smythe Insolvency can help you find a solution. Smythe Insolvency’s Kamloops Licensed Insolvency Trustees are fully qualified government-licensed experts in debt help services. We’ll work with you to find the best possible debt solution for you and your specific situation.Contact Us