Forms, Publications & Useful Links
At Smythe Insolvency, our main goal is to provide you with all the resources and support you need to achieve a debt-free future. Below we have provided a number of resources, questionnaires and forms that may be useful to you.
forms
Application Form
This document provides your Trustee with the information needed to prepare the legal documents for either a bankruptcy or consumer proposal. The last page includes a useful checklist to assist you in gathering all the documents we’ll need to prepare your file.
Application FormIncome & Expense Reports
By filling out this income & expense report, you are providing your Licensed Trustee with the financial information needed to prepare the legal documents for either a bankruptcy or consumer proposal. If you file for personal bankruptcy, you will also be required to fill this report out each month.
Income & Expense Report FormSelf-Employed I&E Reports
This form will help you identify certain business-related expenses that you can claim when filing your taxes. If you have more than one source of self-employed income, separating your different kinds of self-employment income and expenses by type is a great place to start.
Self-Employed Income & Expense Report FormCredit
TransUnion Credit Report
This will provide you with a summary of your TransUnion credit history. It lists all your credit accounts (a credit card, mortgage or auto loan), the date you opened the account, your credit limit or loan amount, the account balance, and your payment history – so it can be helpful in identifying all your outstanding debts.
Get Your Free TransUnion ReportEquifax Credit Report
This will provide you with a summary of your Equifax credit report and credit history. It lists all your credit accounts (a credit card, mortgage or auto loan), the date you opened the account, your credit limit or loan amount, the account balance, and your payment history – so it can be helpful in identifying all your outstanding debts.
Get Your Free Equifax ReportCredit Rebuilding Tips
Our Licensed Insolvency Trustees discuss their top tips that will help you be successful in rebuilding your credit after filing for bankruptcy, a consumer proposal or any other significant financial event that has impacted your credit score. We’ll also discuss credit rebuilding in your counselling sessions, answer any questions and help you improve your credit.
Rebuild Your Credit Dealing with credit report errors
What to Do if You Find an Error on Your Credit Report
If you’ve recently filed for bankruptcy or a consumer proposal and notice an error on your credit report, don’t panic—it’s fixable! In this video, we walk you through the steps to resolve any issues with your credit report after bankruptcy or a consumer proposal.
rebuilding your credit
Four Steps to Rebuild Your Credit
Let’s walk through four quick and easy ways to start rebuilding your credit after filing for bankruptcy or a consumer proposal. Whether you’re just starting your credit recovery journey or looking for ways to boost your score, we’ve got you covered with practical steps.
Financial Health
Insolvency Counselling Sessions
The Office of the Superintendent of Bankruptcy (OSB) has designed an online program for people who are in the process of filing a consumer proposal or bankruptcy. It aims to provide you with the right tools and knowledge to help you move beyond your insolvency.
Self-Learning ModulesFinancial Literacy Self-Assessment Quiz
If you’re in debt, deciding on a debt relief solution can be overwhelming. This quiz can help determine which debt relief solution is right for you and will show you how your financial literacy skills and knowledge measure up compared to other Canadians.
Take the QuizDebt & Surplus Income Calculator
The best solution for eliminating your debt depends on many different factors including your total debts, monthly income and assets. Our debt calculator evaluates your outstanding debts, your assets, interest rates and duration of payment schedules to help you compare your options.
Calculate Your Debt