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Call for a Fresh Financial Start
Call for a Fresh Financial Start

Debt Advice & Solutions in Fort St. John

10704 97 Avenue
Fort St. John, BC  V1J 6L7

T: (604) 265-4180
F: 1 (888) 884-9364

Free Debt Consultations for Individuals & Business in Fort St. John, BC

If you’re struggling with debt, the stress can be overwhelming. The good news is, there is solution to help you live a debt free life. For over 35 years, Smythe Insolvency has helped their clients negotiate with their creditors to eliminate their debt. We offer a free, no-obligation consultation with a Licensed Insolvency Trustee to discuss various debt solutions that are available, including Consumer Proposals, Personal Bankruptcy, Debt Consolidation, and more. Fort St. John, BC residents can turn to Smythe Insolvency for unbiased, professional advice to help you get back on track. Reach out now to book a free initial consultation.

Debt Advice Without Leaving the Comfort of Home

Smythe Insolvency serves clients throughout Vancouver Island and the Mainland from Vancouver BC to Fort St. John, BC but you can get access to advice from one of our Licensed Insolvency Trustees and even complete the entire debt elimination process from the comfort of your own home.

Consumer Proposals

A Consumer Proposal is the number one alternative to personal bankruptcy in British Columbia. It allows you to get things back on track with your finances while avoiding going bankrupt.  A Consumer Proposal is a formal offer that your Licensed Trustee negotiates with your creditors to settle your unsecured debt. The amount you pay back is fraction of the total amount you’re owing. Most Consumer Proposals are paid back over a 5 year period. At that point, you’re free from your dent and all unsecured debt is forgiven. The main reason why people choose to file a Consumer Proposals over Bankruptcy is that you get to keep all assets in a Consumer Proposal, and it has less of an impact on your credit score. Talk to us today to see if this option is right for you.

Personal Bankruptcy

Filing for corporate or personal bankruptcy is very difficult decision to come to—but in most cases, it’s a decision that will save you a lot of stress and sleepless nights. As soon as you file, your interest immediately stops. You also receive immediate protection from your creditors, which means that can no longer intimidate you with collection calls, letters, or texts and they can’t threaten you with wage garnishments. Bankruptcy isn’t always the right solution for everyone, but our debt advisors can help you determine if it’s the right solution to help you get on the path to a debt-free life. Book a free consultation now to speak with one of our experienced debt advisors.

Small Business Solutions

Whether you’re running your company out of your basement, or the CEO of an established company, our small business solutions can help you restructure your business debt and focus on rebuilding for the future. Our team understands the financial pressures facing small business owners in Fort St. John and we will help you determine if a consumer proposal or a corporate bankruptcy is the best options for you and your company.

Call Us Today to Schedule a Free, Confidential Consultation

Our Fort St. John office is located at 10704 – 97 Avenue in the GreyWest Office Center. This office is open, but by appointment only so please contact us today via phone or the form below to schedule your consultation. Our team of debt advisors and Licensed Trustees will be happy to walk you through your options and answer any questions you have. We’ll get you back on track with your finances and on the road to financial freedom!

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