You Don’t Have to Choose Between Groceries and Bills — Debt Relief Is Within Reach
If covering everyday essentials is becoming harder, know that there are steps you can take. With the rising cost of groceries, gas, and medication, it’s easy to feel overwhelmed. When high-interest debt is part of the picture, progress can seem out of reach.
The good news is, there are real, federally regulated debt solutions available to help you break the cycle, ease the pressure, and start freeing up money each month to pay for the things you truly need.
In Canada, options like consumer proposals and bankruptcy can offer immediate relief. They’re not last resorts — they’re tools designed to help people like you take control of their finances and find a fresh start.
How These Solutions Help:
- Stop high-interest payments: If you’re carrying balances on credit cards, payday loans, or other high-interest debt, you could be paying hundreds (or even thousands) of dollars a month just in interest. A consumer proposal or bankruptcy legally stops interest charges, giving you room to breathe.
- Lower your monthly payments: A consumer proposal lets you settle your unsecured debts for less than you owe — with one affordable, fixed monthly payment over up to five years.
- Protect your essentials: These options are designed to help you prioritize your living expenses. You can start using your income to pay for food, transportation, housing, and medication instead of servicing endless debt.
- Break the cycle: Without relentless interest charges stacking up, you can finally stop relying on credit just to get by — and start building true financial stability.
You Don’t Have to Navigate This Alone
Speaking to a Licensed Insolvency Trustee (LIT) is the first step. They’ll review your situation and explain all your options — not just consumer proposals and bankruptcy, but other possible solutions too — and help you make the decision that’s right for you.
Consultations are free, confidential, and come with no obligation.
You deserve to live without the constant pressure of debt. Support is available, and better days are closer than you think.
If you’re ready to explore your options, reach out today. We’re here to help you move forward.
