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Call for a Fresh Financial Start
Call for a Fresh Financial Start

Consumer Proposals to Bankruptcy: Debt Solutions in Victoria, BC

Spaces – Uptown Vic

3450 Uptown Boulevard, 3rd Floor
Victoria, BC V8Z 0B9

T: (778) 403-4335
F: 1 (888) 884-9364

Schedule a Free, No-Obligation Consultation at Smythe Insolvency

Unexpected job loss, divorce and other unforeseen circumstances sometimes make it difficult for many people to pay their debts on time. If you’ve found yourself in an overwhelming situation with a burden of debt, know that you have rights and debt solutions designed to help you get back on track. From consumer proposals to a corporate or personal bankruptcy, you have plenty of options. With help from the Licensed Insolvency Trustees at Smythe Insolvency, you’re guaranteed to receive the best possible advice based on your specific circumstances. We strive to ensure your rights, as well as those of your creditors, are respected. Please contact us today to get started with a free, no-obligation consultation for your peace of mind.

Comprehensive Debt Solutions Tailored to Your Needs

When it comes to eliminating debt and negotiating with creditors, there is no “one-size-fits-all” debt solution that works for every individual, family or business. Smythe Insolvency would be happy to assist you with exploring all of your options and preparing the necessary paperwork if you decide to move forward.

Consumer Proposals

Not all clients may need to file a bankruptcy. For some, a consumer proposal may be the most effective debt relief solution. Consumer proposals allow you to keep your assets and prevent legal actions, wage garnishments and collection calls from your creditors. Consumer proposals are legal agreements negotiated with your creditors which can include debts with the Canada Revenue Agency, ICBC, and student loans. Speak with one of our Licensed Insolvency Trustees today to see if you qualify for a consumer proposal.

Bankruptcy (Personal & Corporate)

Due to unforeseen circumstances, many hard-working individuals and families find themselves in a financial situation in which a personal bankruptcy may be their only option. A personal bankruptcy is similar to a consumer proposal, except all tax refunds and GST credits must be surrendered during the repayment period. You will still be able to keep your exempt assets and stop legal actions, collection calls, and wage garnishments from your creditors immediately upon filing.

Small Business Solutions

From self-employed small business owners to corporations, we have assisted many types of businesses over the years with small business solutions. Small business owners may be eligible for consumer proposals and bankruptcy options to help them eliminate debt, liquidate business assets and achieve their financial goals. Talk to us today to explore your options and their impact on your business.

Get Started on the Road to Financial Freedom Today

Smythe Insolvency’s Victoria, BC office is located in Spaces – Uptown Vic on the third floor of the Uptown Mall at 3450 Uptown Boulevard, conveniently between Douglas Street and Blanshard Street at the north end of the city. Our uptown location offers free client parking and easy access to several main bus routes for those travelling into the city from surrounding areas. We’re open by appointment only. Contact our Licensed Insolvency Trustees via phone or by using the form found below to schedule an appointment for a free initial consultation and get started on the road to financial freedom today!

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