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If you are experiencing financial difficulties, it is very important that you get financial advice and services from a qualified professional. At Smythe Insolvency, you can be confident that you are dealing with a firm that has the necessary knowledge, experience and skills to help. We are licensed by the government to administer insolvency proceedings, including consumer proposals.

Licensed Insolvency Trustee Unlicensed Debt Consultant
Extensive education and licensing process with mandatory continuing education Anyone can be a Debt Consultant. No special education or training is required
Provides legal protection from creditors No legal protection from creditors
Creditor participation is mandatory Participation by creditors is voluntary
Interest stops upon filing Interest accrues, although often at a reduced rate
Includes all taxes, interest and penalties to the Canada Revenue Agency Canada Revenue Agency must be paid in full
Fees are set by law and paid from the proposal and there are no additional costs Fees are decided by the counsellor and are payable by you

To find out more about how Licensed Insolvency Trustees can help you and your financial situation contact us today. Visiting a Licensed Insolvency Trustee directly can help save you and your family a lot of time and money. At Smythe Insolvency, we provide free advice to people struggling with debt. We understand the overwhelming stress that financial difficulties can cause, and the impact it has on families and relationships. We have a very compassionate, non-judgmental and personalized approach.

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